Oregon Public Entity Excess Pool (OPEEP)
Excess Liability coverage exclusively for self-insured cities & counties
Liability Coverage
| PARTICIPATION ON BOARD | YES |
|---|---|
| Annual meeting with underwriter | Yes |
| Not for Profit | Yes |
| Quarterly meetings | Yes |
| Annual AGRIP Conference | Yes |
| Control over surplus | Yes |
| Control over coverage | Yes |
| Capital Contribution | Yes |
| COMPANY INFORMATION | GEM & NLC MIC |
|---|---|
| AM Best rating | A |
| SIR | Yes |
| Excess | Yes |
| Reinsurance | Yes |
| Lowest attachment | $1M |
| Limits | $9M (Higher/Lower Available) |
| Aggregate Limit | No |
| Target accounts | Oregon Public Entities |
| Minimum premium | No |
| Distribution system | Direct |
| Self-administered claims | Yes |
| Cyber | Available |
| Terrorism | Yes |
| GENERAL COVERAGE | |
|---|---|
| Insuring Agreement | OTCA |
| Pay on Behalf | Yes |
| Duty to defend | Yes |
| Defense provision | IN/IN |
| Internal Defense | Yes |
| Punitive damages | Yes |
| Blanket additional insured | Yes |
| Insured contract(Hold harmless) | L |
| Blanket waiver of subrogation | No |
| Anti limit stacking language | Yes |
| Non audible | Yes |
| Policy forms | Follow Form |
| Aggregate | No |
| AUTO LIABILITY | |
|---|---|
| Owned autos | Yes |
| Hired/rented autos | Yes |
| Non owned autos | Yes |
| UM/UIM | No |
| PIP/No Fault | No |
| Out of state auto | Yes |
| Fixed route transit | Yes |
| Non fixed route transit | Yes |
| POLLUTION COVERAGE | |
|---|---|
| Hostile fire | Yes |
| Upset and overturn of auto | Yes |
| Weed control | No |
| Firefighters | Yes |
| Mace/Pepperspray | Yes |
| GENERAL LIABILITY | |
|---|---|
| Dam failure | Yes |
| Airports | No |
| Special events | Yes |
| Law enforcement | Yes |
| Sewer back up | Yes |
| Failure to supply water | No |
| Failure to supply other | No |
| Subsidence | Yes |
| Inverse condemnation | No |
| Jails | Yes |
| Athletic participation | Yes |
| Liquor liability | Yes |
| Pollution coverage | No |
| Care, custody, control | Yes |
| Boats | Yes |
| Claims Handling | Yes |
| PROFESSIONAL LIABILITY(wrongful acts) | |
|---|---|
| Public officials | Yes |
| Architects | Yes |
| Engineers | Yes |
| Architects | Yes |
| Lawyers | Yes |
| Judges | Yes |
| Employment practices | Yes |
| Sexual abuse | Yes |
| Sexual molestation | Yes |
| Claims made/occurrence | OCC. |
| First Aid | Yes |
| Employee benefits | Yes |
| Daycare | Yes |
| LAW ENFORCEMENT | |
|---|---|
| GL or POL? | BOTH |
| Moonlighting | No |
| Ramming | Yes |
| Jails | Yes |
| Violations of civil rights | Yes |
| Mutual aid | Yes |
| MED/MAL | |
|---|---|
| Nurses, EMTS | Yes |
| Doctors | Yes |
| Jail infirmary | Yes |
| Clinic | Yes |
| Nursing homes | No |
| Wrong Prescriptions | Yes |
| Dental | Yes |
| EMPLOYMENT | |
|---|---|
| Legal Fees | Yes |
| Internal Legal | Yes |
| OTHER COVERAGES | |
|---|---|
| ADA Title 2 or 3 | Yes |
| Fair Housing Act | Yes |
| Family and Medical Leave Act | Yes |
| Employer's Liability | Yes $6M |
Policy terms and limits apply. We do not intend to misrepresent either policy.
Discrepancies are unintended and the policy governs.
For more information about OPEEP, or to obtain a quote, please contact Scott Moss, OPEEP administrator:
smoss@cisoregon.org or 503-763-3840.
